Bill Harris Launches Evergreen Wealth, a Tax-First RIA Combining Fiduciary Advisors and Agentic AI
Bill Harris Launches Evergreen Wealth, a Tax-First RIA Combining Fiduciary Advisors and Agentic AI #
Bill Harris, who has served as chief executive of PayPal, Intuit and Personal Capital, has launched Evergreen Wealth, a digital registered investment advisor (RIA) that pairs human fiduciary advisors with agentic artificial intelligence to deliver personalized financial guidance.
Harris unveiled the firm at a launch event in New York, describing Evergreen Wealth as a step beyond the robo-advisor model he was part of building at Personal Capital. “We combine human expertise with AI analytics to create a new model for financial advice,” Harris said in a statement accompanying the launch. The firm is headquartered in Miami and has also opened a sales office in Plano, Texas.
The platform has three components. Clients are assigned a dedicated licensed advisor reachable by email, chat, telephone or video conference, who acts as a fiduciary, legally obligated to put client interests first. That advisor is supported by Evergreen Intelligence, the company’s proprietary AI advice engine, which draws on a vetted knowledge base covering investment, tax and financial planning topics alongside each client’s secure personal financial data. The company also offers Dynamic Portfolios, which Harris described at the launch as “a tax-optimised, personalised, diversified way to manage your money.” Evergreen says that for high-income earners, particularly those in high-tax states, the “tax alpha” generated by this approach can outweigh any gains from attempting to beat the market.
Client data privacy is a stated priority. According to the company, client financial data is held in a private vault and is not shared with any AI models accessible on the open internet.
Evergreen Wealth targets affluent and high-net-worth individuals and is available via desktop and mobile apps, allowing clients to access Evergreen Intelligence’s personalized insights on demand between advisor interactions.
Harris founded Personal Capital in 2009; the digital advisory platform was acquired by Empower Retirement in 2020. With Evergreen Wealth, Harris said advances in AI computing power now make it possible to deliver individualized financial advice that earlier hybrid models could not fully provide. “What is the enabling technology?” Harris said at the launch. “It’s raw compute power.”
Copy link