SoFi integrates SoFiUSD stablecoin with deposit token infrastructure #
SoFi Bank has integrated its SoFiUSD stablecoin with tokenised deposit infrastructure, linking blockchain-based tokens directly to traditional bank deposits. The move is intended to bridge on-chain activity with regulated banking money, allowing SoFi to support programmable payments and settlement use cases while keeping funds within the banking system
According to the company, the integration enables interoperability between stablecoins and deposit tokens, supporting faster settlement and new institutional use cases without relying solely on public stablecoins backed by external reserves. The development reflects a broader trend among regulated banks exploring tokenised deposits as a way to offer blockchain-native functionality while maintaining compliance with existing prudential frameworks.